YNAB

Wake wakhathazeka ngemali? Awuwedwa.

Landa i-YNAB, uthole kahle ngemali, futhi ungaphinde ukhathazeke ngemali.

Qala isivivinyo sakho samahhala senyanga eyodwa futhi uyeke ukuzizwa sengathi unemali.

Kungani YNAB?
-92% wabasebenzisi be-YNAB babika ukuzizwa bengacindezelekile kangako ngemali kusukela baqala.
-Umsebenzisi ojwayelekile wonga u-$600 ngenyanga yokuqala, kanye no-$6,000 ngonyaka wokuqala.

Izinzuzo kanye nezici

YEKANI UKUXHUMANA NGEMALI
…futhi niqale ukuhlela impilo yenu, ndawonye

-Dala futhi wabelane ngezinhlelo ezingenamkhawulo nabantu abangafika kwabayisithupha ngokubhalisa okukodwa
-Izibuyekezo zesikhathi sangempela phakathi kwamadivayisi zenza kube lula ukugcina wonke umuntu enolwazi
-Kushibhile kunokwelulekwa kwabashadile

YEKANI UKUMNZA ESIKWELETHWENI
…bese uqala ukubona inqubekelaphambili ngenkokhelo yakho

-Yenza uhlelo lokukhokha izikweletu ngokubala isikhathi nenzalo eyongiwe noMhleli Wemalimboleko
-Gwema isikweletu esisha sekhadi lesikweletu ngesici sokuhlukanisa imali esakhelwe ngaphakathi se-YNAB
-Jabulela izinzuzo zomphakathi okhokha izikweletu kanye nezinsiza

YEKA UKUZIZWA UNGAHLELI
…futhi uqale ukuzizwa ulawula ngokuphelele

-Xhumanisa ama-akhawunti wezezimali ngokuvikelekile ukuze ungenise okwenziwayo ngokuzenzakalelayo
-Engeza kalula ukuthengiselana ngesandla, uma uthanda

QALA UKUFINYELELA EMININGI IMIGOMO
…futhi yeka ukucabanga ukuthi ikusasa lakho lilinganiselwe

-Gcina izinto eziza kuqala nezinhloso zakho zigxile
-Buka intuthuko njengoba uhamba
-Buka inetha lakho elikufanele ukukhuphuka

QALA UKUCHITHA NGOKUZETHEMBA
…futhi yeka ukuzizwa unecala, ukungabaza, kanye nokuzisola

-Bala "Izindleko Zokuba Mina"
-Yenza uhlelo lokusebenzisa imali oluguquguqukayo, olusebenzayo
- Hlala wazi ukuthi yimalini okufanele uyisebenzise

QALA UKUZIZWA USEKWE
... futhi yeka ukuzizwa sengathi uwedwa kulokhu

-Khuluma nethimba lethu lokusekela eliwine imiklomelo "elihle" (ungabatsheli ukuthi sibabize ngamampunge)
-Joyina ama-workshops futhi uhambele izikhathi ze-Q&A ezibukhoma
-Yiba yingxenye yomphakathi wethu wabantu bangempela, abeseka ngendlela emangalisayo abayitholayo
-Ngena komunye wemicimbi yethu ebukhoma ukuze ufunde, wabelane, udlale, futhi uzidwebe nabantu abanomqondo ofanayo wokuthola okuhle ngemali. (Ngokujulile.)

Isinyathelo sokuqala sokungaphinde ukhathazeke ngemali ukuqala isivivinyo samahhala senyanga eyodwa. Ingabe usukulungele ukuthola okuhle ngemali?

(Ubonakala ulungile! Futhi sesivele sikuthanda ngempela, ngakho sicela usijoyine.)

Kumahhala Izinsuku ezingu-30, bese Kutholakala Ukubhalisela Kwanyanga Zonke/Konyaka

Imininingwane Yokubhalisa
-YNAB ukubhalisa okungavuseleleka ngokuzenzakalela konyaka owodwa, okukhokhiswa nyanga zonke noma ngonyaka.
-Inkokhelo izokhokhiswa ku-Akhawunti ye-Google lapho kuqinisekiswa ukuthenga.
- Ukubhalisa kuvuselela ngokuzenzakalelayo ngaphandle uma ukuvuselela okuzenzakalelayo kuvaliwe okungenani amahora angu-24 ngaphambi kokuphela kwesikhathi samanje.
-I-akhawunti izokhokhiswa ukuze ivuselelwe phakathi kwamahora angama-24 ngaphambi kokuphela kwesikhathi samanje.
-Okubhaliselwe kungase kuphathwe umsebenzisi futhi ukuvuselela okuzenzakalelayo kungase kuvalwe ngokuya kokuthi Izilungiselelo Ze-akhawunti yomsebenzisi ngemva kokuthenga.
-Noma iyiphi ingxenye yesikhathi sesivivinyo samahhala, uma inikezwa, izolahleka lapho umsebenzisi ethenga
okubhaliselwe kwalolo shicilelo, lapho kufanele.

Udinga Ibhajethi yase-UK Limited isebenza njenge-ejenti ye-TrueLayer, ehlinzeka ngesevisi yolwazi lwe-akhawunti elawulwayo, futhi egunyazwe Iziphathimandla Zokuziphatha Kwezezimali ngaphansi Kwezimiso Zemali Ye-Electronic 2011 (Inombolo Yereferensi Yenkampani: 901096)

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