bunq

4.4
31.3K reviews
1M+
Downloads
Content rating
PEGI 3
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About this app

Say hello to bunq – the mobile bank that's there for you at every new chapter of your life! Whether exploring new countries, building your dream business, or managing a growing family, bunq helps you save, spend, budget, and invest effortlessly. Open your account in just 5 minutes and start your 30-day free trial today.

Our Plans

bunq Free - €0/month
Get started with essential banking.

• 3 Bank Accounts to get you started
• Instant Payments and real-time notifications
• 1 Virtual Card with Google Pay support
• Scheduled Payments and AutoAccept for requests
• Withdraw cash at ATMs (€2.99/withdrawal)
• Earn 3.01% interest on USD/GBP savings
• Invest in stocks with ease
• Buy and sell cryptocurrencies
• €1,000 ZeroFX for foreign payments
• Install eSIM and use the bunq app globally even without a data package
• Save on products and services with bunq Deals
• Pocket money: stress-free, automated allowance for your child
• Empower your child to save with smart saving features
• Plant a tree for every €1,000 spent

Business features:
• Tap to Pay
• Save on products and services with bunq Deals
• Woocommerce integration
• Integration with 50+ bookkeeping tools



bunq Core - €3.99/month
A bank account for everyday use.

All bunq Free benefits, plus:
• 5 Bank Accounts for your everyday needs
• Open and manage up to 4 Child Accounts
• 1 Physical Card included
• Personalize your Physical Card to make it uniquely yours
• Shared account access for joint management
• Add loyalty cards for quick access
• Earn points with bunq Points and redeem rewards
• Unlimited ZeroFX
• 24/7 SOS Hotline for emergencies

Business features:
• Director access
• Shared account access
• 100 free transactions/year
• Bookkeeping integrations

bunq Pro - €9.99/month
The bank account that makes budgeting easy.

All bunq Core benefits, plus:
• 25 Bank Accounts for effortless budgeting
• 3 Physical Cards and 25 Virtual Cards included
• Personalize Physical Cards to make them uniquely yours
• Personalized budgeting insights and payment sorter
• 5 Free foreign currency payments/month
• Secondary PIN for multiple accounts on one card
• Plant a tree for every €250 spent
• 20% Discount on stock trading fees
• Free for students

Business features:
• Add up to 3 employees
• Employee Cards (debit or credit) and Tap to Pay access
• 250 free transactions/year
• AutoVAT

bunq Elite - €18.99/month
The account for your international lifestyle.

All bunq Pro benefits, plus:
• Worldwide travel insurance
• 10 Free foreign currency payments/month
• Double bunq Points for even better rewards
• 8GB worldwide data
• Plant a tree for every €100 spent
• 50% Discount on stock trading fees

Your Security = Our Priority
Boost your bank security with two-factor authentication for online payments.

Your Deposits = Fully Protected
Your money is insured up to €100,000 by the Dutch Deposit Guarantee Scheme (DGS).

Invest in the bunq app through our partners. Investing involves risks, including potential loss. bunq does not provide trading advice. Manage your investments at your own risk.

bunq is authorized by the Dutch Central Bank (DNB). Our US office resides at 401 Park Ave S. New York, NY 10016, USA.
Updated on
25 Sept 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, Personal info and 6 others
This app may collect these data types
Location, Personal info and 8 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.4
30.7K reviews
Rodrigo M
21 September 2025
Bunq works great, but the new app is horrible. It works well, but slower than before. It's super difficult to find things, there's no privacy on the home tab anymore, and it forces you to have info on crypto, stocks, and so on (maybe this makes it super slow) . Please go back to giving us the freedom to have a more personalized and less cluttered experience.
4 people found this review helpful
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Yesss 112
23 September 2025
Buggy and messy, takes eg two times to choose my profile and there is only me so pls get rid of this new new profile! Then you still have to do a few extra steps to fulfill a payment request (two times finger print). Once a payment has been done and you open the app again, it looks like the payment is still pending.... It's frustrating, a joke!
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Michiel van der Meulen
6 August 2025
Logging in problematic; codes get invalid. Twitter support unable or unresponsive. Email support is automated and useless. Resetting the login code does not work and takes forever. For years I did not access the account, and now they notify a €9,99 periodic fee, that I never subscribed to. Just a nightmare because of the lost time, waiting and hopelessness. Impossible to recommend in any way.
11 people found this review helpful
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bunq
15 August 2025
Hey there Michiel! We're sorry to hear that you're having difficulties accessing your account. Please check out this topic to find some useful information that may help you with that: together.bunq.com/d/3980 📚 If you still can't get access, please send us an email at support@bunq.com and we'll help you from there right away 🙌

What's new

Here's what's new:
- You can now stake eligible coins to earn up to 8.25% extra on your crypto
- Fixed minor bugs and improved general performance